Yes! Car Insurance cover the Battery replacement only if car battery is stolen and if you have you have comprehensive coverage for your car. The Auto insurance may cover your stolen car battery and other Vehicle related Damages. But if your car battery is dead from other reason like end of battery life.
Your battery replacement will also not cover if you don’t have comprehensive coverage car insurance, you’ll be responsible for replacing your stolen or damage car battery. So, if you want to cover your car battery replacement under your car insurance you must have car comprehensive insurance coverage.
In short you’ll get your answer of Does Car Insurance Cover Battery Replacement.
Does Insurance Cover Battery Replacement?
Does Insurance Cover Battery Replacement, Yes if you have comprehensive coverage in your car insurance, insurance company will repay the battery replacement cost only if car battery got stolen or damages in accident.
If you don’t have comprehensive coverage car battery replacement will not cover under the Car insurance.
Important things to know Before Buying Car insurance for Battery Replacement.
Before thinking of Does Car Insurance Cover Battery Replacement you must know few thing about under which circumstance you’ll get the coverage of Battery replacement.
- Auto Insurance does not cover replacement of dead Battery
- Auto insurance only cover the replacement of dead battery only if your battery dead in Roadside Assistance.
- Carry the Battery Jumper to jump start your dead battery on road
- Routine maintenance for a car are not covered by auto insurance
- On special circumstances insurance companies will cover the dead battery replacement.
Hope you get the idea of Does Car Insurance Cover Battery Replacement or not. Yahh!!
Can I Purchase Insurance for My Car Battery?
Car batteries are usually live for 3 – 4 Year maximum, When you are up to buy the car insurance there is no line mentioned about the car battery replacement coverage under the car insurance, that doesn’t mean your car batteries are fully covered for replacement when it dead.
Some of the companies are provide the car battery coverage some company are not provide the battery replacement coverage, it is possible only if you have comprehensive coverage with your car insurance and it’s also applicable only if your battery got damages of roadside assistance required for battery.
On a tricky way Can I Purchase Insurance for My Car Battery? The ans. Is yes of not it’s depend on what car insurance you have.
What is Roadside Assistance Coverage Programs?
Car Auto insurance Roadside Assistance Coverage is an additional function add on feature with standard auto insurance policy.
As this is an-add on feature on standard auto insurance it cost additional from the insurance.
Under the Roadside assistance its can takes care of things like towing a disabled vehicle, delivering fluid or fuel, jump-starting a dead battery, and changing a damage tire. This program doesn’t pay the cost of buying a new battery but sending a response technician to jump-start the battery for you.
That’s help called Roadside assistance.
Can Roadside Assistance Help With Car Battery Replacement?
Roadside assistance coverage can only help in jump start of dead battery and take you to the nearest repair shops, also it can help to replace the old battery with new battery, but it can’t buy you the new battery.
So don’t hope for the battery replacement that’s service only you help you for short term and take you to the near Car repair shop.
How Much Does Roadside Assistance Cost? (Does Car Insurance Cover Battery Replacement)
You may agree with this, that the roadside assistance is one of the most important add on feature and the main point is that, this feature is add on feature which comes with additional cost.
Roadside Assistance coverage will cost you around $5 to $100 per year or it may include in you auto insurance plane and now day credit card offer this feature on their credit card.
Does Auto Car insurance cover battery replacement if your battery wasn’t damaged?
If you are in the process of buy a car insurance that cover your battery replacement in care of battery damages of dead.
You can see how different auto insurance companies are treat the battery replacement in different ways some cover the battery replacement cost some don’t include the battery replacement with their auto insurance policy.
This is the most common if your car battery dead after using 3-4 year or dead by discharge naturally auto insurance will not cover the battery replacement cost.
On other side if your battery got dead or not in working condition by accident then insurance company cover the battery replacement cost of pay you the new battery amount.
What’s The Cheapest Way to Replace My Car Battery?
There is two situation now if your car battery is dead than you have two ways to replace your dead battery on cheapest way.
The cheapest way to replace car battery, if you have comprehensive insurance coverage with your car policy just replace your car battery with new battery within the cost of comprehensive coverage services.
Generally Car batteries are run for the 3 – 4 years and it can cost you on an average $50- $200 for standard battery, and if you are looking for the Premium car battery which work for long time without any problem it can cost you around $90 – $200.
Cost of battery may be different and depends on the car model and how powerful battery you like to buy for the car.
One you brought the car battery and don’t have an insurance that you need to pay additional cost to the labour which cost you around Approx. $100 – $200 as assembly charges.
Does Car Insurance Cover Battery Replacement is completely different question for you if you are looking for cheap way to replace you battery of course you battery is not covered under insurance.
Auto Insurance Companies That Offer Roadside Assistance
Almost all auto insurance companies offer the roadside assistance as add on feature. You can buddle your general auto insurance with Roadside Assistance.
Here is the list of some companies that offer Roadside Assistance coverage along with their auto insurance.
- Liberty Mutual
- State Farm
For example If you have GEICO auto insurance and if your car battery is dead then you can call GEICO for Roadside Assistance, company will come and jump start your car battery. But you should keep In mind not all the companies are replace the battery. Company will only jump start your dead battery and tow your car to nearest car repair shop.
So if you are looking for dead battery replacement service, sorry for that no company will cover the battery replacement coverage insurance, you need to buy and replace battery additionally.
Can I Purchase Insurance for My Car Battery?
When you go to buy the car insurance for your car its absolutely No you can’t buy a insurance for your car battery separately. You can cover your battery if your battery got damages by car accident. But if your battery got dead by passing year you won’t be able to insure your dead battery.
How Does Insurance Work With Car Battery Replacement?
Does Car Insurance Cover Battery Replacement, NO Car Insurance doesn’t cover the replacement of dead battery. Instead of covering the battery replacement you can get add on feature with comprehensive insurance cover because if can help you on roadside assistance while your car stock down, and battery is dead.
Your insurance company under this add on comprehensive assistance help your car with jump start battery, tow insurer car to nearest repair shop, flue your car in roadside.
Does Car Insurance Cover a Stolen Battery?
Normal car insurance won’t cover the theft or stolen battery. Only if you have comprehensive insurance that will cover the cost of a stolen battery.
However, if your deductible will cost you higher than the cost of replacing with new battery, which will increase your rate at renewal time. The cost of average battery is around $90 to $120.
Conclusion on Does Car Insurance Cover Battery Replacement
You come here to look for Does Car Insurance Cover Battery Replacement or not. Hope you get the idea when your car battery replacement covered by the insurance. if you battery is naturally dead by using it for 3-4 Year or dead by some obvious reason, you’ll not get the coverage on you dead cat battery replacement. it can only be covered by insurance company when you had an accident and whole car is insured under the car insurance policy.